Mortage & Financing

Where from? There are a few sources of funds to choose from:

  • Commercial banks
  • Finance companies
  • Government loans
  • Employees housing loans
  • Building Societies and Cooperations

Normally, home buyers get their loans from commercial banks. Commercial banks offer several types of loans:

  • Loan facility
  • Overdraft facility
  • Loan and overdraft facility
  • Endowment mortgage
  • Mortgage from Islamic banks

Features of commercial banks loans:

Mortgage amount: Basically banks offer up to 80% loan of the purchase price.

Repayment period: Maximum 25 years.

Interest rate: Normally 10%-13% depending on the Base Lending Rate

Criteria for Loan Approval:

  • Income
  • Age – minimum 18 years old
  • Employment Purpose of Mortgage

Local bank contacts

AMBank Bhd 604-229 0917
Citibank 604-818 1115
EON Bank 603-2771 8860
Hong Leong Bank 604-643 4023
HSBC Bank 604-650 3243
Maybank 603-2074 7776
OCBC Bank 604-262 5301
Public Bank Berhad 604-261 3415
Standard Chartered Bank 604-650 3672
United Overseas Bank 603-2772 6658

About Us

CAREY REAL ESTATE, registered with the Board of Valuers, Appraisers & Estate Agents Malaysia, was established in 1983, and is based in the Malaysian capital of Kuala Lumpur. Further to this, we also have branch offices in Ampang-Selangor, Kota Kinabalu-Sabah, and Georgetown-Penang.

  • Renting & Selling Properties
  • Projects Sales on Behalf of Developers
  • Property Consultations
  • Property Legal Consultations

Contact Us


29, Lebuh Melaka,
10400 Georgetown

(604) 210 6366
(604) 210 6363

You are advised to check with the Registrar of the Board of Valuers, Appraisers and Estate Agents Malaysia, on the credentials of person(s) / company(s) / websites, who solicit fees for the introduction, rent and/or sale of properties, prior to proceeding with any property transactions. Contact Registrar Board of Valuers, Appraisers and Estate Agents Malaysia Tel : +603 - 2288 8815 / E-mail :

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